Farm Bureau Bank - We are Farm Bureau's Bank

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Farm Bureau Bank Performace Checking Current Rates
Rates Effective as of 03/29/2024

Make sure you're always armed with a great rate from Farm Bureau Bank. We provide a range of superior financial products and services that offer nationally competitive rates and higher than average yields.

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Select a product below to view our current rates.

Performance Checking & Health Savings Account - Checking

Balance	Interest Rate	Annual Percentage Yield
less than $2,500 with E-Option	0.00% 0.05%	0.00% 0.05%
$2,500 - $9,999 with E-Option	0.05% 0.05%	0.05% 0.05%
$10,000 and up with E-Option	0.05% 0.05%	0.05% 0.05%
Minimum Initial Deposit $100	DISCLOSURES	APPLY NOW

Money Market Account

Balance	Interest Rate	Annual Percentage Yield
less than $2,500 with E-Option	0.01% 0.01%	0.01% 0.01%
$2,500 - $24,999 with E-Option	0.03% 0.03%	0.03% 0.03%
$25,000 - $49,999 with E-Option	0.05% 0.08%	0.05% 0.08%
$50,000 and up with E-Option	0.08% 0.11%	0.08% 0.11%
Minimum Initial Deposit $100	DISCLOSURES	APPLY NOW

FB Member Money Market Account

Balance	Interest Rate	Annual Percentage Yield
less than $2,500 with E-Option
$2,500 - $24,999 with E-Option	0.03%	0.03%
$25,000 and up with E-Option	0.08%	0.08%
Minimum Initial Deposit $25,000	DISCLOSURES	OPEN APPLICATION

HSA Money Market Account

Balance	Interest Rate	Annual Percentage Yield
less than $2,500 with E-Option	0.01% 0.01%	0.01% 0.01%
$2,500 - $9,999 with E-Option	0.03% 0.03%	0.03% 0.03%
$10,000 and up with E-Option	0.05% 0.05%	0.05% 0.05%
See State Farm Bureau for availability.	DISCLOSURES	OPEN APPLICATION

Certificates of Deposit

Terms	Interest Rate	Annual Percentage Yield
3 Months Jumbo CD	1.29% 1.39%	1.30% 1.40%
6 Months Jumbo CD	4.40% 4.50%	4.50% 4.60%
1 Year Jumbo CD	4.16% 4.26%	4.25% 4.35%
18 Months Jumbo CD	4.07% 4.16%	4.15% 4.25%
2 Years Jumbo CD	4.40% 4.50%	4.50% 4.60%
3 Years Jumbo CD	3.83% 3.92%	3.90% 4.00%
4 Years Jumbo CD	3.63% 3.73%	3.70% 3.80%
5 Years Jumbo CD	3.68% 3.78%	3.75% 3.85%
Minimum Initial Deposit $1,000 Minimum for IRA CDs $1,000 Minimum for Jumbo CDs >= $50,000.	DISCLOSURES Penalty for early withdrawal may reduce earnings.	APPLY NOW

Certificate of Deposit Account Registry Service® (CDARS)

Farm Bureau Bank offers CDARS as an easy and convenient way to enjoy full FDIC insurance for deposit amounts over $250,000. For more information click here or contact a Farm Bureau Bank Personal Banker at 800.492.3276 or email us.

CD with Step Up Option

Terms	Interest Rate	Annual Percentage Yield
1 Year Jumbo CD	3.92% 4.02%	4.00% 4.10%
18 Months Jumbo CD	3.83% 3.92%	3.90% 4.00%
2 Years Jumbo CD	4.16% 4.26%	4.25% 4.35%
3 Years Jumbo CD	3.59% 3.68%	3.65% 3.75%
4 Years Jumbo CD	3.39% 3.49%	3.45% 3.55%
5 Years Jumbo CD	3.44% 3.54%	3.50% 3.60%
Minimum Initial Deposit $1,000 Minimum for IRA CDs $1,000 Minimum for Jumbo CDs >= $50,000.	DISCLOSURES Penalty for early withdrawal may reduce earnings.	APPLY NOW

CD Special

Product	Interest Rate	Annual Percentage Yield
14 Month CD Step Up Option	0.45%	0.45%
14 Month CD	3.50%	3.56%
26 Month CD	4.00%	4.08%
37 Month CD	4.10%	4.18%
62 Month CD	4.30%	4.39%
Minimum Initial Deposit $1,000.	DISCLOSURES	APPLY NOW

Disclosures

Rates subject to change. Funds may be submitted for placement only after a depositor enters into a CDARS agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS (CD Account Registry Service) is a service mark of Promontory Interfinancial Network, LLC.

Farm Bureau Member Vehicle Loans

Vehicle Model Years 2006-2016	24 Months	36 Months	48 Months	60 Months	72 Months**
$5,000 or more	3.09%	3.09%	3.39%	3.37%	3.61%
1 Collateral Protection Product	2.99%	2.99%	3.29%	3.27%	3.51%
2 Collateral Protection Products	2.94%	2.94%	3.24%	3.22%	3.46%

Vehicle Model Years 2011-2016	84 Months	96 Months
$50,000 or more	4.27%	4.78%
Collateral Protection Products consist of Guaranteed Asset Protection (GAP), or Major Mechanical Protection (MMP)
* Rates disclosed as Annual Percentage Rate (APR).				APPLY NOW
Non-member rates may be 1-3% higher than posted rates. Sport Vehicles rates are 1% higher than the regular posted vehicle loan rates. Rates are subject to change without notice. Final APR may differ from the loan interest rate due to additional fees (such as a loan documentation fee) which may be applicable. **72 month term available to vehicles 2009 and newer. For a $25,050 vehicle loan with a term of 36 months, a 45 day first payment date and a 2.99% APR, the monthly payment will be $727.72. Rate may vary based on the amount financed, term and first payment date. Depending upon credit qualification and value of vehicle, a down payment may be required. For additional disclosure information on the products click here.

RECREATIONAL VEHICLES - MOTOR HOME, TRAVEL TRAILERS & BOAT

Vehicle Model Years 2006-2016	24 Months	36 Months	48 Months	60 Months	72 Months**
$10,000 - $150,000	4.07%	4.08%	4.75%	5.04%	5.17%

Vehicle Model Years 2006-2016		84 Months	96 Months	108 Months	120 Months
$20,000 - $99,999 - Model 2011-2016		5.63%	5.83%	5.98%	6.23%
$100,000 - $150,000 - Model 2011-2016		6.57%	6.77%	6.97%	7.71%
* Rates disclosed as Annual Percentage Rate (APR).				APPLY NOW
Rates shown are based on excellent credit and are subject to change without notice. Final APR may differ from the loan interest rate due to additional fees (such as a loan documentation fee) which may be applicable. **72 month term available to vehicles 2009 and newer. For a $100,050 boat or recreational vehicle (RV) loan with a term of 84 months, a 45 day first payment date and a 6.57% APR, the monthly payment will be $1,489.41. Rate may vary based on the amount financed, term and first payment date. Depending upon credit qualification and value of vehicle, recreational vehicle or sport vehicle, a down payment may be required. Additional discounts do apply for purchasing collateral protection product. Non-member rates may be 1-3% higher than posted rates. Farm Bureau Bank does not finance damaged or salvaged vehicles, boats or RVs.

Farm Equipment Loans

	Model Years 2015-2016			Model Years 2006-2014
Term	$5,000-$49,999	$50,000-$99,999	$100,000+	$5,000-$49,999	$50,000-$99,999	$100,000+
1-2 Years	4.18%	4.14%	4.30%	4.68%	4.64%	4.80%
3 Years	4.28%	4.32%	4.48%	4.78%	4.82%	4.98%
4 Years	4.45%	4.50%	4.68%	4.95%	5.00%	5.18%
5 Years	4.63%	4.90%	4.87%	5.13%	5.19%	5.37%
6 Years	4.82%	4.89%	5.07%	5.32%	5.39%	5.57%
7 Years	n/a	5.08%	5.17%	n/a	5.58%	5.67%
**Rates disclosed as Annual Percentage Rate (APR)			DISCLOSURES		APPLY NOW
Some restrictions may apply based upon the make and model of equipment offered as collateral. Rates are based on exceptional credit. Loans subject to credit approval. Non-member rates may be 1-3% higher than posted rates. Rates are accurate as of 03/29/2024. Rates and financing are limited to farm equipment model years 2006 or newer and are subject to change without notice. Please contact 1-800-492-3276 for additional information.

Farm Bureau Bank Credit Cards

	Farm Bureau Member Rewards MasterCard® ¹	Premier Business Visa® ¹
Intro APR*	2.99% introductory APR for the first 18 billing cycles on balance transfers made online and within the first 60 days after the account is opened.	0% for 3 months on purchases and balance transfers
Purchase APR*	After that, your APR will be 11.49%, 14.49%, 18.49%, 22.49% or 26.49% based on your credit worthiness. This APR will vary with the market based on the Prime Rate.	As low as 8.74%
Rewards	Member Rewards	Business Member Rewards
Annual Fee	None	None
Other Charges	See Terms & Conditions	See Terms & Conditions
	APPLY NOW	APPLY NOW
* Rates disclosed as Annual Percentage Rate (APR). ¹ Please click on the Terms and Conditions link for additional information of this card.

Mortgages

To check residential mortgage rates click here.