Farm Bureau Bank

Loan Application

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Income Information


Collateral Information


Requested Loan Terms



Maximum loan terms are based on collateral type and the amount of the loan. If you select a loan term that exceeds the maximum, it will default to the maximum prior to approval.



Vehicle Protection Plans



Guaranteed Asset Protection (GAP) protects you against financial loss in the event your vehicle is damaged beyond repair (totaled) or stolen and never recovered. GAP eliminates or reduces "out of pocket" expenses for the remaining loan balance after a total loss or unrecoverable stolen collateral. Without GAP you would be responsible for paying the difference between the insurance settlement and the outstanding loan balance.

GAP Pricing
Collateral Max Loan Balance Price
Autos & light trucks up to $100,000 $399*
Motorcycles, ATVs, golf carts, snowmobiles & jet skis up to $50,000 $399*
RVs & watercraft up to $24,999
$25,000 - $49,000
$50,000 - $125,000
$699*
$1,049*
$1,449*
Motor homes up to $24,999
$25,000 - $74,999
$75,000 - $125,000
$699*
$1,249*
$1,549*

* The purchase price for GAP may be fully refunded within 60 days of the effective date of coverage. GAP claim coverage does not extend to cover amounts from payments that are delinquent, extended or skipped (Holiday Skip Program) during the term of the loan. Maximum MSRP/NADA coverage: 125%. Limit of liability: $50,000.

Guaranteed Asset Protection (GAP)

Major Mechanical Protection (MMP) protects you against vehicle repair costs not covered by the standard manufacturer warranty. In most cases, this plan eliminates out-of-pocket expenses outside of your deductible. Plus, rates are typically 35% to 40% less than equivalent warranties and service contracts available elsewhere. Sign up today! Avoid costly repairs now and enjoy your ride for years to come.


MMP Features
MAJOR MECHANICAL PROTECTION

Plans

Vehicle Protection Options

New
&
Used
Platinum
Gold
Silver
Copper
  • Current and up to 4 prior model years
  • Platinum and Gold coverage up to 75,000 miles on the odometer
  • Coverage begins on closing date and at "0" miles on the odometer – and continues for the number of months selected, or until number of miles selected appears on odometer, whichever comes first
  • Platinum and Gold - Current + 9 prior model years
    • Platinum up to 100,000 miles on odometer
    • Gold up to 120,000 miles on odometer
  • Silver - Current + 14 prior model year
    • Silver up to 150,000 miles on odometer
  • Copper coverage - Current and up to 14 prior model years. Mileage on the odometer is unlimited. Copper coverage is limited to a maximum of $3,500 in total claims. A 30 day and 1,000 mile exclusionary period will apply
  • Coverage begins on loan closing date and current odometer mileage and continues for number of months selected, or until number of miles selected has been driven, whichever comes first
  • Standard $100 deductible included
  • $0 deductible available for a onetime charge of $250
  • $50 deductible available for a onetime charge of $125
  • Commercial coverage available for a one time surcharge of $300
  • Special Electronics Package is available for a $200 surcharge
    This added coverage includes coverage for:
    • GPS/Navigations Systems
    • Night Vision Systems
    • Video Components (including TV/VCR/DVD/Video Game Players)

Pricing information provided during the application process are estimates. Final itemized charges will be provided by the Bank after the loan is approved and will be included on the Loan Agreement.

Additional Information

Agreement & Disclosures  

If your loan is approved you may receive an installment loan and a credit card. Certain restrictions apply. If you already have a Farm Bureau Bank (Bank) credit card or another Simple Solutions loan, this loan will be considered an advance on your existing account. By submitting this application, you agree to, and have read the Farm Bureau Member Rewards MasterCard Terms & Conditions, which are available for review at https://www.farmbureaubank.com/Services/Documents.

By submitting this application, you certify that all of the statements in this application are true and correct and are made for the purpose of obtaining credit. You authorize Farm Bureau Bank to obtain and verify additional information, including credit reports from credit reporting agencies. You understand that the Bank will rely on this information in deciding whether or not to grant credit to you and that the Bank may request further information as may be necessary to process your application. You understand that Farm Bureau Bank may access title, registration and lien information from an external source in order to perfect the title on a secured loan. You have read and agree to Farm Bureau Bank's privacy notice and understand that you will receive Farm Bureau Bank's privacy notice with the loan documents, and you may view the privacy notice at any time on the Bank's disclosures page. All terms and conditions are subject to change.

If the loan purpose is business or farm, you are submitting this application on behalf of the company as its authorized representative and as an individual guarantor of payment. In your individual capacity you (even though you may place a title or other designation next to your signature) unconditionally guarantee and promise to pay to Farm Bureau Bank all indebtedness of the business or farm, at any time, relating to this application, as well as, any extensions, increases, or renewals of that indebtedness.

If the loan purpose is business or farm, I am submitting this application on behalf of the company as its authorized representative and on behalf of myself as an individual guarantor of payment. I also, in my individual capacity (even though I may place a title or other designation next to my signature) unconditionally guarantee and promise to pay to Farm Bureau Bank all indebtedness of the applicant at any time arising under or relating to this application as well as any extensions, increases, or renewals of that indebtedness.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens the account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

MEMBER FDIC, Equal Housing Lender.