| Farm Bureau Bank Premier Business Visa®
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Farm Bureau Bank Premier Business Credit Card Farm Bureau Bank Premier Business Visa®

Tap into a new source of purchasing power for your business. The Premier Business Visa card gives the financial flexibility you need, plus the rewards you want. Organize your expenses, enjoy low interest rates, and earn rewards on every qualifying business purchase you make.


Farm Bureau Bank Premier Business Visa® - Features

Annual Percentage Rate (APR)
  • 0% fixed APR1 on Purchases and Balance Transfers without fees for first 3 billing cycles
  • As low as 8.74% APR for Purchases, Balance Transfers, and Convenience Checks1
  • Up to $50,000 unsecured line of credit
  • Additional employee cards available
  • Online, anytime account management
  • Year-end account summary
  • Dedicated customer service
Monthly Service Fees None.
Grace Period 25-day
  • Double bonus reward points on Purchases for first 3 billing cycles2
  • Earn one point for $1 spent on qualifying purchases and choose your rewards
  • Learn more about Business Member Rewards
Application Fee Farm Bureau Members: $0
Non-Farm Bureau Members: $250
Additional Information
  • Must be in business for (2) years or more and able to provide bank and/or tax documents.
  • Requests for Credit Limits between $35,000 and $50,000 require:
    1. 1-year's Corporate Tax Returns submitted under a Corporate Name
    2. 1-year's Personal Tax Returns, a current Personal Financial Statement3 and a Schedule of Debts from the guarantor/owner.
1Annual Percentage Rate (APR). The 0% introductory APR on Purchases and Balance Transfers is applicable for the first 3 billing cycles after the account is opened and requires that timely payments are received. After the expiration of the introductory period, the APR may be as low as Prime plus 4.75%, 7.24 APR as of 03/31/2020, with a maximum of Prime plus 15.74%, 14.24 APR as of 03/31/2020. The APR you receive is determined based on the qualifications of the business and the credit history of the business and guarantor. The Premier Business Visa credit card is available to qualifying businesses with a personal guarantee of a principal owner, officer, or partner. Please see Term and Conditions for more information.

2 Business Member Reward points for the next 3 billing cycles are increased to two points for every $1 in net purchases. Reward points accrue subject to certain terms and conditions which will be provided in the enrollment materials. All Business Member Rewards are subject to change and could be cancelled at any time. The Business Member Rewards program is administered by a third-party administrator. Please see Term and Conditions for details about the Business Member Rewards program.

3 Premier Business accounts are subject to periodic reviews; therefore Farm Bureau Bank may request financial information at any time that the account is in an open status. Failure to provide this information may cause interruption of service on the account or account closure.

* Rates disclosed as Annual Percentage Rate (APR) and Annual Percentage Yield (APY). Farm Bureau, FB, and the FB National Logo are registered service marks owned by, and used by Farm Bureau Bank FSB under license from, the American Farm Bureau Federation. Farm Bureau Bank FSB is a service-to-member institution which provides banking services to Farm Bureau members and others in participating states. Services are not available in the following states: IL, KS, MI, MO, NY, OH, and WY.