Security

Protect Yourself by Knowing Your Credit History

One of the best ways to protect yourself from fraud or identity theft is to know what is on your official credit file disclosure, or credit report. A credit report provides you with all of the information in your credit file maintained by a consumer reporting company. Experts recommend that you review your credit at least once a year to ensure that all the information found on it is correct.

For detailed information about credit reports, scores, and the companies that use the information, go to: https://www.federalreserveconsumerhelp.gov/learnmore/credit-reports-and-scores/

You may be entitled to a Free Credit Report

Depending on your state of residence, you may be entitled to a free annual credit report. For more information, visit www.AnnualCreditReport.com to see if a free credit report is available in your state.

Contacting a credit bureau

You may also contact the three credit agencies by telephone to request a credit report.

Equifax 1-800-525-6285
Experian 1-888-397-3742
TransUnion 1-800-680-7289