Rural Home Loans

An ideal program for purchasing a country home with acreage in a rural community or for country homeowners, our rural home loan program features

• Long-term fixed and adjustable rates

• Construction/permanent financing

• Loans for manufactured housing
  (doublewide or larger on a permanent foundation)

Part-Time Farm Loans

This program is ideal for country homeowners or weekend farmers who own or wish to purchase a primary residence or second home with acreage and pursue agricultural production on a smaller scale. A part-time farm is a property that has minimal farming activity or is capable of sustained agricultural activity.

• Property may have vineyards, permanent plantings or specialized crops

• Maximum loan amount of $2.9 million

• Multiple homes and non-contiguous acreage eligible

Full-Time Farm Loans

This program is ideal for the full-time farmer or landowner leasing their ground on cash rent or share-crop basis.

• Offered in conjunction with real estate loans

• Normally files Schedule F or E with their Federal tax returns

• Farms full-time and depends on income from the land to make payments

Bare Land/Lot Loans

If you’re thinking of building your dream home or retiring from the stressful city to the quiet country life, then this program is for you. There must be the intent to build a primary residence on the property at sometime in the future.

• Multiple terms available including a 30 year fixed rate option

• No limits on acreage