Terms and Conditions Overview

Rate Information- The interest rates and annual percentage yields for all Farm Bureau Bank deposit accounts are determined at the discretion of the Bank. The interest rates and annual percentage yields may change at any time. The interest rate for your account will be based on the following daily balance tiers:

Certificates of Deposit
< $50,000
> $50,000

If you select the E-Option for your transaction account, you will earn interest on all balances at a rate above the standard rate for the selected account type. If you select the E-Option, you will not receive monthly statements via mail unless the Bank is required by applicable law to provide such statements. Transaction history will be made available through the Internet at www.farmbureaubank.com.

Crediting Frequency Interest will be credited monthly.
Compounding Frequency Interest will be compounded daily.
Daily Balance Computation Method Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Minimum Balance to Open The minimum balance to open a CD account is $1,000.00.
Accrual of Interest on Noncash Deposits
Interest will begin to accrue on the business day you deposit noncash items (e.g., checks) into your account.
Withdrawal Limitations If you close a transaction account within 90 days from the original account opening date, a fee will be assessed. If you close your account by check before interest is paid, you will not receive the accrued interest.





Member FDIC Equal Housing Lender Equal Housing Lender. Farm Bureau Bank is an Equal Opportunity Employer.
Copyright © 2008 Farm Bureau Bank. All rights reserved.

* Rates disclosed as Annual Percentage Rate (APR) and Annual Percentage Yield (APY). Farm Bureau, FB and the FB National Logo are registered service marks owned by the American Farm Bureau Federation and are used under license by FB BanCorp and its subsidiaries, including Farm Bureau Bank FSB. Farm Bureau Bank FSB is a service to member institution that provides banking services to Farm Bureau members. Services are not available in AL, GA, IL, MI, MO, MS, OH, or WY and may not be available in some counties or parishes. FB BanCorp is an independent entity and the AFBF does not own, is not owned by, and is not under common ownership with FB BanCorp or its affiliated entities.

 SESSION[1]  TEMPLATE[true]  USER TYPE[]  SERVER[www.farmbureaubank.com]
 BUILD[1.80.01]  DATE[10/6/2008 9:59:40 AM]  FETCH TIME[ sec(s)]