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General
Info
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To apply for Internet Banking access, please complete
an Internet Banking Enrollment Form. The form is available
on our website. To access this form select Internet
Banking on the top menu bar and then select "register
for internet banking". The form can be submitted
electronically to us for processing.
Please let me know
what I have to do if I forgot my User ID and password.
If you have forgot your login ID / password
please e-mail us to request your access be reset
at services@farmbureaubank.com
or contact us at 1-800-492-3276, Monday-Friday 7am-7pm
CST.
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Our website is compatible with Quicken or Microsoft
Money. To download transactions and then import them
into Quicken, please log into your account at www.farmbureaubank.com.
You can import transactions downloaded into either
of the above software or to a spreadsheet for reconciliation.
For deposit accounts, log in to your account on
our secure website, click on "History" then
choose "Export History." You will be given
the option to choose the dates to download. After
you have chosen the dates and selected the software
you are using to import the information, select
"Submit."
For credit card accounts log into your account
on our secure website and click "Detailed Credit
Card Information". You can download transactions
from account history, current activity, or by using
the search function. To begin, simply choose MS
Money, Quicken, or comma delimited and click to
submit and save file on disk.
A file will automatically be saved for you on your
computer so you may import it into your financial
software. |
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Depending on where you installed Microsoft Money,
Quicken, etc., you will want to save the file under
the Microsoft Money or Quicken program so the imported
file will automatically use this program to open it. Possible
save locations on your hard drive/computer could be: C://Program
Files/(Microsoft Money or Quicken), or C://(Microsoft
Money or Quicken). You may also find these files
under the described locations to import the file into
our Reconciliation function. |
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You can perform a checkbook like reconciliation of
you account transactions by importing information
from Quicken, MS Money or a text file. To begin,
log in to your account on our secure website, click
on "History" and then "Reconciliation".
Detailed instructions are provided to assist you whether
you choose to import a file or copy and paste the
information you want to have reconciled. |
Account Access / History
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All accounts held with Farm Bureau Bank are viewable
online except mortgages. |
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Yes. To add additional users, please complete the
Internet Banking enrollment form on our website. This
form can be faxed or mailed to us for processing.
All users must sign this form. |
Yes. There are 4 levels of access available:
Deposit Only - the user can only deposit
funds into the account. All other access (balance,
history, transfer from and bill pay) is restricted.
View Only - the user can only view the
balance and history of the account. All other access
is restricted.
View & Deposit Only - the user can
deposit into the account and view the balances and
history. All other access is restricted.
Full Rights - the user has full access
to every feature with this account. |
| Clicking
"HISTORY" will allow you to view recent
transactions and search through history on individual
accounts by specific amounts, checks, or dates. |
| Clicking
"VIEW CHECKS" provides you with ability
to view electronic images of checks paid. In addition,
you can view checks by clicking on the check while
viewing your account history. |
Bill Pay
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Currently we do not charge a fee for our Bill Payment
service. |
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When you request a Bill payment, we will debit the
account and either process a check or send an electronic
check to the payee depending on the individual payee.
Bill Payment allows you to avoid purchasing stamps
and saves time and money on writing checks and storing
paperwork.
For each payment, the balance of your designated
account is verified for sufficient funds. If the
account balance is insufficient, the payment is
marked accordingly and the payment is not completed
(an e-mail can be sent to you to advise that a problem
was encountered in processing a bill payment). If
the account is sufficient the system will create
a debit to the account.
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The first step - - - select the letter of the alphabet
by which the Payee would be sorted. The system will
offer a dropdown box listing all Payees that can be
selected; it will automatically fill in the information
once a payee is selected.
If the desired payee is not found in the alphabetical
listing, the Internet Banking System makes it easy
to add a new payee at any time and schedule a payment
without any delays.
Any payee added is stored in a personal payee list,
available for that end-user only. Enter the account
number that is to appear with the payment for posting
your account with the payee.
Once the payee’s record has been added to
your payee list, a payment can be scheduled to send
once, on a recurring basis or on a future date.
You may designate a different account for each
payment, and can view and/or modify any of the payment
or payee information up until the business cut-off
time on the scheduled payment date. The system will
store the payment information until the scheduled
payment date and process the payment request at
the end of the institution’s business day
for the IBS system. |
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After a payee has been added to bill payee list, scheduling
payments is a quick process. From the main Bill Payment
menu, lists of the bills to pay are available in two
layouts: single or multiple. You only need only to
enter the date, amount and the account from which
to charge payment. (If you want to change the recurring
frequency information, the Modify Payee option is
used.) The payment will then appear in the View Postings
report under the section headers Today’s, Future
or Recurring Payments. |
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Select Pay Bills, Modify Payees, Add Entry. Enter
payee information, including address and account number.
Choose one time only payment or recurring for future
dates. For amount, enter $0.00, then click Submit.
To add and pay at the same time: Click on Add and
Pay for bill payment. Enter payee information, including
address and account number. Choose one time only
payment or recurring for future dates. (Ex. Every
2 weeks, every month, etc.). Enter amount of bill,
then Submit for payment. |
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You
may change any payment entry up until the business
day cut-off time on the date the payment is due
to be issued/processed. If the payee information
needs to be changed, this is performed under the
Modify Payee option; to delete a payment the View
Postings option is selected. Instructions appear
on each screen for making the necessary changes.
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When a bill payment is requested, we display under
the payee’s name, the delivery method for the
payment. This will either be electronically (72 hours)
or by check (5-8 business days). The length of time
depends on the relationship the payee has with our
bill payment vendor, Princeton E-Com.
**All paper payments are sent via first class U.S.
Mail to the payee’s address. |
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Depending on the nature of the problem, it may be
rejected by Princeton E-Com, the bill payment provider,
and create a Reject notice for Farm Bureau Bank to
correct the next day and resubmit, causing minor problems.
However, it can pass those system edits and then be
handled as an exception item by the U.S. Post Office
and/or payee. These situations will normally cause
posting delays that may be noticed by you. |
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The payment is not made and an e-mail message will
be sent to your e-mail address alerting you that a
problem occurred and requesting that you contact Farm
Bureau Bank. The payment will appear as insufficient
our daily reports. |
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You will see a memo post of the item after the bill
payment cut-off time (3pm CST) when we process the
day’s work. After the next day’s upload,
or real-time posting, the transaction should appear
in the history as a posted transaction. |
| Cutoff
time is 3pm CST for same day processing. The time
appears on the bill payment pallet and will alert
any person attempting to schedule a payment for the
day after the cut-off time. |
Security
Farm Bureau Bank’s Internet
Banking System (“IBS”) is secure. Farm
Bureau Bank is committed to ensuring the security
of your transactions by using the latest Internet
security technology.
Farm Bureau Bank’s Internet Banking System
(“IBS”) is protected by 128-bit encryption,
the highest level of security available. |
The following browsers are supported on Farm Bureau Bank's website:
Microsoft Internet Explorer™ 5.5 or higher. If you're using the Windows 2000 operating system, you may also need to install an Internet Explorer High Encryption Pack.
Netscape Navigator™ 6.0 or higher.
Please upgrade your browser, if necessary.
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Encryption is the scrambling of
data into a code that is unreadable to anyone who
does not have the key that deciphers it.
With Farm Bureau Bank, all your account information
is protected by 128-bit encryption to maintain the
privacy and confidentiality of your data.
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Farm Bureau Bank Requires Strong
Encryption Technology, the only thing you need to
take advantage of strong encryption technology is
a secure browser, one that supports 128-bit encryption.
By requiring a browser that supports 128-bit security,
Farm Bureau Bank's Internet Banking makes sure that
you have a strong lock on your personal information.
Upgrade Here:
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Another security measure is your
Password. Every time you Log on to Farm Bureau Bank
Internet Banking Service (“IBS”), you
will be required to enter your User ID and Password.
You control your Password, and can change it at
any time. To keep your information secure, you should
not reveal your Password to anyone.
Please save or memorize your User ID and Password
and keep them in a secure location. Once you have
completed the Sign Up process, you may change your
Password at any time. To maintain the security of
your account information, we recommend that you
change your Password periodically.
We have made Farm Bureau Bank's Internet Banking
Service a safe and private way to bank with convenience. |
Credit Card
Center
Credit Card Center gives you detailed
online credit card account information plus access
to Balance Transfers, Account Inquiries, Online
Payment services and much more.
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You must be enrolled in Internet
Banking to access Credit Card Center. After logging
into your account, click on the "Credit Card
Center" button within Internet Banking System.
How long are Customer Service inquiries saved within
Credit Card Center?
Inquiries are saved and available for viewing for
six months. After six months, they are removed from
the system. |
Changing your address on the Change
Contact Information page will change all your accounts
serviced by Farm Bureau Bank.
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Your browser must use 128-bit encryption
and have JavaScript enabled. By default, JavaScript
is enabled in both Internet Explorer and Netscape.
Internet Explorer does not allow the JavaScript
setting to be changed. Netscape does allow you to
disable the JavaScript setting. Instructions for
enabling JavaScript in the most recent versions
of Netscape are listed below:
Netscape 4.x:
In the Menu bar, click Edit, then Preferences. The
Preferences dialog box is displayed.
In the Category menu, click Advanced. The Advanced
Settings dialog box is displayed.
Select Enable JavaScript.
Click OK.
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