FAQ's:
Internet Banking

 

 
     
 

Credit Cards

Where do I send my consumer credit card payments?

Send us your check and the remittance portion of the statement that you received in the mail to:
Remitco
Card Services
Lock Box 913337
2080 Cabot Blvd. West
Langhorne, PA 19047

How do I pay my credit card online?

Go to www.farmbureaubank.com and click on MY ACCOUNT LOGIN. After you have logged in, click the CREDIT CARD CENTER button in the upper right hand corner of the page.

Follow the 2 easy steps below to start making your credit card payments online. You can pay any amount. Make a single payment or set it up to pay automatically each month.

1. Add an account from which to take the payment
Before you can use this service to pay your bill online, you will need to provide us with some information about the account you would like to debit in order to pay your Farm Bureau Bank credit card. Login and select PAY CREDIT CARD and then ADD PAYMENT ACCOUNT. Enter your financial institution's information and click OK. We will set up access to your Payment Account within one business day. The PAYMENT ACCOUNT STATUS will read Valid when the account is ready to use online or by phone.

2. Make the payment
Login and select PAY CREDIT CARD. Choose the account you would like to pay from, the amount you would like to pay, and the frequency you would like to pay it.

To check the status of your payments, to modify scheduled payments, or to stop a payment select PAY CREDIT CARD and then PAYMENT HISTORY. Select the payment that you would like to change by clicking on the MODIFY link on the right side of the transaction.

Can I schedule my payments to be made each month automatically?

Yes, you can by using our convenient online auto pay.
Simply login to the website and from the credit card page select PAY CREDIT CARD. You can choose the account you would like to pay from, the amount you would like to pay, and the frequency you would like to pay it. It's that simple.

Can transfers be made directly from a Farm Bureau Bank Checking/MMSA account to a Farm Bureau Bank credit card?

Yes. You can pay your Farm Bureau Bank credit card from your Farm Bureau Bank Checking/MMSA account. This feature can also be used for transfers to loans and other deposit accounts excluding CD’s.

Simply log in to the website and click on TRANSFER at the top of the screen. Select the TRANSFER FROM account and TRANSFER TO account. Enter the transfer information in the following fields: DATE, RECURS and AMOUNT. Click SUBMIT.

NOTE: All transfers requested after 3:00 PM CST will be processed on the next business day. (Loan payments will be applied to normally scheduled payments, with any additional funds applied to principal.)

How do I dispute a charge on my Farm Bureau Bank Credit Card?

Credit card disputes must be received in writing. We must hear from you no later than 60 days after we sent the first statement on which the problem or error appeared. This will enable us to begin researching and resolving it for you immediately.

Print and complete our DISPUTE FORM. Dispute forms may be obtained by logging into our website, click CREDIT CARD CENTER, click CUSTOMER SERVICE, click CREDIT CARD BASICS.

Or you can write a letter that includes the information listed below. Important: you must sign the letter. Please enclose any documentation that may support your claim and mail to: Card Services
Billing Disputes
P.O. Box 8802
Wilmington, DE 19899-8802

In your letter, please tell us:
  • Cardholder Name, Account Number
  • Transaction Date(s), Dollar Amount Charged, Merchant Name
  • A complete description of the problem by detailing your attempted resolution with the merchant and outstanding issues
  • Any documentation that supports your claim
  • Phone number where you can be reached if we have questions
  • Important: Please sign the letter

  • How do I report a lost or stolen card?

    For a lost or stolen Farm Bureau Bank MasterCard® or Visa®, please contact Customer Service at 1-888-232-0776.

    Please be ready to tell us:
  • The suspected location, date and time of loss
  • Recent Activity Information
  • Police Report Information if the card was stolen


  • Upon report of a lost or stolen card, we will block your account immediately so no unauthorized charges can be made.

    How do I increase my credit line?

    You can request an increase by calling us at 1-800-492-FARM (3276) and making the request over the phone.

    How can I redeem my reward points?

    Your Farm Bureau Bank MasterCard® or Visa® points can be redeemed by calling 1-800-492-FARM (3276).

    How do I view my credit card statement online?

    You can see your current transaction history just by logging into the website. Go to www.farmbureaubank.com and click on MY ACCOUNT LOGIN. After you have logged in, click the CREDIT CARD CENTER button in the upper right hand corner of the page.

    There are two easy ways to see your transaction history:
    1. To view transactions (this gives you a detailed listing of all transactions on your account), click on TRANSACTIONS on the credit card menu. You will be able to view up to six months worth of transactions online.

    2. To see an actual copy of your statement online, click STATEMENTS on the credit card menu. You will be able to view and print up to 16 months of statements online. That way if you need a duplicate copy of your statement it's available online. Select the STATEMENT PERIOD that you wish to view from the drop down menu and click VIEW. Your statement will be in HTML format. To print your statement, click FILE then click PRINT at the top of your statement window. To pay your bill online, click on PAY CREDIT CARD listed under your current balance on your statement.

    What is an Account Alert?

    An Account Alert is a notice alerting you to important account information. Account Alerts can let you know your statement is available online, tell you your payment was received... even remind you when your credit card payment due date is approaching. You can receive Account Alerts at your personal Message Center on our website, or at your choice of email, pager, PDA, or cell phone. You choose the Account Alerts you'd like to receive and how you'd like to receive them. The alerts listed below are currently offered.

    Credit Card Payment Due - notifies you 10 days before credit card payment is due and is a great way to avoid late fees.
    Payment Received - notifies you when your credit card payment has posted so you know when we received your payment.
    Credit Card Statement Available - notifies you when your new monthly statement is available online so you don't have to wait for it to arrive in the mail.
    Approaching Credit Limit - notifies you when you are close to your credit limit. It's a great way to avoid over limit fees.
    Credit Card Use # - notifies you when the number of credit card transactions posted to the account in a single day exceeds the number you selected.
    Credit Card Use $ - notifies you when the total dollar amount of credit card transactions posted to the account exceeds the amount you selected.

    How do I modify which alerts I receive?

    Go to www.farmbureaubank.com and click on MY ACCOUNT LOGIN. After you have logged in, click the CREDIT CARD CENTER button in the upper right hand corner of the page.

    On the main Credit Card Page select ALERTS/PROFILE then CUSTOMIZE. There you'll be able to add or change any alerts you receive.

    My card expires this month. Why haven’t I gotten a new card yet?

    Your old card is good until the last day of the month in which it expires. A new card is automatically mailed at the beginning of the month in which it expires. If you have not received your new card(s), please contact us at 1-800-492-FARM (3276).

    How do I add an additional user to my account?

    Call Customer Service at 1-800-492-FARM (3276) to add an additional user to your card. Additional users are a great convenience. You can add someone to your account and they will receive a card that is linked to your existing account. It will even have a distinct card number so you can track the purchases from each card.



    Deposits

    If I have a Farm Bureau Bank account where do I make deposits to this account?

    Deposits are mailed to:
    PO Box 33427
    San Antonio, TX 78265-3427
    What is E-option?

    E-option is a feature with electronic statements and higher interest rates. E-option can be added to a Checking or Money Market account. For new accounts, the E-Option is selected during the application process. For existing accounts, please contact us at 1-800-492-3276.
    How do I elect E-Option?

    To elect E-Option, please contact us at 1-800-492-3276, Monday-Friday 7am-7pm CST or email us at services@farmbureaubank.com.
    How do I apply for Overdraft protection?

    There are two options for Overdraft protection for your Farm Bureau Bank deposit account. One is through your Money Market Savings account and the other is through your Farm Bureau Bank credit card account.

    There is no service fee for having overdraft protection. If you do overdraw your account and you have selected your credit card as overdraft protection, we will transfer in increments of $100.00 to your checking account to cover any incoming items. There will be a cash advance fee charged to your credit card if it is utilized for overdraft protection. This will enable you to avoid any overdraft fees for incoming items covered by your FBB credit card up to your credit limit.

    If you set up your Money Market Savings account for Overdraft protection, the six withdrawals a month clause still applies. We transfer from your MMSA only the amount required to cover your negative account balance.

    Can I order checks online?

    Yes. You can choose from a variety of styles and lettering and make any necessary changes to the format of your name and address. You will also be given an estimate of the cost of the checks so that you can deduct it from your checkbook register.

    To order checks online, login to the Internet Banking Service. Once you are logged in, click on “Other Services.” When that page loads, click on “Re-Order Checks.” From there, choose the account you wish to order checks on by using the drop down menu under “Account Number.” It should automatically fill with your checking account number if you have only one checking account. Then click "Submit", and the system will walk you through the process from there.



    Internet Banking Service

    Can I change my address online?

    Yes. To change your address online, please log in to your account at www.farmbureaubank.com and then click the “Other Services” button on the menu at the top. From there you can make changes to your mailing, physical and email addresses.
    Can I apply for a Farm Bureau Bank account online?

    Depending on what kind of account you want to open with us, you can apply online, over the phone, or by filling out an application. Deposit accounts do have a minimum opening amount of $100 and CDs have a minimum opening amount of $1000. Please visit our homepage at www.farmbureaubank.com and click on “products/services” and then click on the type of product you are interested in.


    Bill Pay

    Can I use Bill Pay no matter what kind of account I have with Farm Bureau Bank?

    No. Bill Pay is for deposit accounts. If you are interested in opening a deposit account, please visit http://www.farmbureaubank.com/products/deposit/perchecking.asp for Performance Checking account information or http://www.farmbureaubank.com/products/deposit/mmsa.asp for Money Market Savings account information.

    However, you can pay your credit card and vehicle loan online if you are registered for Internet Banking Service.


    How do I make a Farm Bureau Bank Credit Card payment online?

    To pay your credit card online, please log into your account at http://www.farmbureaubank.com/ibanking/login_secure.asp and click on the "Credit Card Center" button. After your credit card appears in the new window, select "Account Transactions" from the top menu bar and then choose "Bill Payment."


    How do I pay a Farm Bureau Bank Vehicle loan online?

    To pay your vehicle online from an external account, please complete and mail or fax an external account form to us. The form can be found at http://www.farmbureaubank.com/docs/disclosures/AddExternalAccount.pdf. You will need Adobe Acrobat to view and print the file. If you do not have Adobe Acrobat, you can download a free copy at http://www.adobe.com/products/acrobat/readstep2.html.

    The address for vehicle loan payments:
    Farm Bureau Bank
    PO Box 33427
    San Antonio, TX 78265-3427




    Vehicle Loans

    What is the address to make a vehicle loan payment?

    The address for vehicle loan payments:
    Farm Bureau Bank
    PO Box 33427
    San Antonio, TX 78265-9865


     

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