Vehicle Loans

Major Mechanical Protection Highlights

MAJOR MECHANICAL PROTECTION
Plans	Vehicle Protection Options														Plan Explanations
New & Used	Platinum														Exclusionary coverage: Covers the cost of mechanical breakdown of manfacturer installed mechanical or electrical parts.
	Gold														Named parts coverage: Covers the cost of repairs due to mechanical breakdown of manufacturer installed named mechanical or electrical parts.
	Silver														Named parts coverage: Covers the cost of repairs due to mechanical breakdown of manufacturer installed named mechanical or electrical parts.
	Copper														Named parts coverage: Covers the cost of repairs due to mechanical breakdown of manufacturer installed named mechanical parts.

New vehicle eligibility guidelines

• Current model to 4 years old
• Up to 90,000 miles
• Must have 1 day and 1 mile remaining under the basic manufacturer’s warranty or must be purchased within 21 days of vehicle purchase (If the vehicle is outside of this eligibility guideline, a surcharge and a 1 month and 1,000 mile exclusionary period to file a claim will apply)
• Coverage begins on application date and at "0" miles on the odometer – and continues for the number of months selected, or until number of miles selected appears on odometer, whichever comes first
• Deductibles (per visit):
  • Standard $100 deductible included
  • $0 deductible available for a one-time charge of $250
  • $50 deductible available for a one-time charge of $125

Used vehicle eligibility guidelines

• Vehicle cannot be older than 14 model years old
• Up to 150,000 miles (Copper mileage unlimited)
• No longer covered under manufacturerʼs warranty
• Platinum, Gold and Silver Coverage must be purchased within 21 days of the vehicle purchase (If the vehicle is outside of this eligibility guideline, a surcharge and a 1 month and 1,000 mile exclusionary period to file a claim will apply)
• Copper Coverage can be purchased at any time
• Coverage begins on application date and current odometer mileage and continues for number of months selected, or until number of miles selected has been driven, whichever comes first
• Deductibles (per visit):
  • Standard $100 deductible included
  • $0 deductible available for a one-time charge of $250
  • $50 deductible available for a one-time charge of $125