Farm Bureau Bank World MasterCard®
Savings you can count on
Benefits you can really use
Important Information about the Farm Bureau Bank Credit Card Program: Offers may vary. Please review the below and the Terms and Conditions for the reward benefits if applicable (such as bonus points and how bonus points are earned), interest rates and account fees and terms for this particular offer before applying. For the Terms and Conditions of the Farm Bureau Bank Platinum product without a reward program, for the Terms and Conditions for the Farm Bureau Bank World product with a reward program.
1 Offer subject to credit approval. Benefits will vary depending upon the card for which you are approved. Not everyone will qualify for the World MasterCard and its benefits. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your current obligations, we may not be able to open an account for you or you may receive a Platinum card which has fewer benefits. See the Terms and Conditions for information about the account terms and benefits that will apply if you are not approved for the World MasterCard. This offer is available to new Cardmembers only. For information about rates, fees, other costs, the reward program rules (including points accrual rate, bonus points awards, etc.) and the benefits associated with the use of this credit card program. For the Terms and Conditions for the Farm Bureau Bank Platinum product or the Terms and Conditions for the Farm Bureau Bank World product.
2 Points will be awarded for balance transfers made in the first 30 days of account opening at a rate of one point for each one dollar transferred; $100 minimum balance transfer, up to a maximum of 2,500 points. There is a fee for Balance Transfers. Balance Transfer Checks do not qualify for bonus points. Redemption fees apply. See complete Terms and Conditions for the Farm Bureau Bank Platinum product or the Terms and Conditions for the Farm Bureau Bank World product.
3 Points will be earned at a rate of two (2) points for every one dollar ($1.00) of Net Purchases made with your Account for travel-related, restaurant, and qualifying transactions at participating Farm Bureau partners rounded to the nearest dollar. One (1) point will be awarded for every one dollar ($1.00) of Net Purchases on purchases made anywhere else with your Account rounded to the nearest dollar. Travel-related purchases are defined as any purchase that falls into the merchant category of air, hotel/motel/inn/resorts, cruise lines, railroads and car rental. Click here for participating Farm Bureau partners.
4 See complete Terms and Conditions for the Farm Bureau Bank Platinum product or the Terms and Conditions for the Farm Bureau Bank World product.
5 Cardmembers will, upon first use of the Account for a purchase, balance transfer, or cash advance, receive 2,500 bonus points.
6 The 0.00% introductory Annual Percentage Rate (APR) on balance transfers and convenience checks is applicable for the first twelve billing cycles after your account is opened (the "Introductory Period"). The introductory APR may end early if we do not receive timely payments. Generally, we will allocate any amount over your minimum payment to the highest APR balances first. The APRs on your account will be determined each billing cycle by adding a margin to the Prime Rate (which will be the highest rate published in the Money Rates column of The Wall Street Journal each month). The APRs noted above are current as of 05/30/2013 using a Prime Rate of 3.25% and are subject to change after this date. The minimum monthly finance charge will be $1 ($0.50 for residents of Iowa at time of account opening).