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Credit Cards

FARM BUREAU MEMBER
    REWARDS MASTERCARD®

 
 
 
 
 
 
 
 
 
 
Farm Bureau Bank Credit Card Farm Bureau Member Rewards MasterCard®

Looking for a credit card that offers cutting-edge account security, valuable member benefits and flexible reward options? Apply for your Farm Bureau Member Rewards MasterCard® with chip technology now.

 APPLY ONLINE NOW   ONLINE ACCESS 

Features

  • No annual fee1
  • 2.99% introductory APR for the first 18 billing cycles on balance transfers made online and within the first 60 days after the account is opened, then a variable APR of 9.99%, 12.99%, 16.99%, 20.99% or 24.99%, based on your credit worthiness.2
  • Earn 1 point for every $1 in balance transfers, up to 2,500 points, for the first 60 days after account is open
  • Receive 1 point for each dollar spent on eligible purchases3
  • Earn 2,500 points for first use4
  • Enjoy a wide range of reward options with the Member Rewards Program5
  • Zero Liability protection against unauthorized card transactions
  • 24/7 online account management to check balances, pay your bill, view card activity and more
  • Emergency customer care service available anytime, anywhere
  • Acceptance at millions of locations worldwide

This offer is available to new cardholders only. Click here for more information on account pricing, reward program rules, and the benefits associated with the use of this credit card program.



Offer subject to credit approval. Not everyone will qualify for the World MasterCard and its benefits. Benefits will vary depending upon the card for which you are approved. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your current obligations, we may not be able to open an account for you or you may receive a Platinum card which has fewer benefits. See the Platinum MasterCard Guide to Benefits for more information.

1 Other fees may apply.

2 Rates disclosed as Annual Percentage Rate (APR). $100 minimum balance transfer, up to a maximum of 2,500 points. If timely payments are not received, the introductory APR may end early. Any amount over your minimum payment will be allocated to the highest APR balances first. There is a fee for Balance Transfers. See complete Terms and Conditions.

3 Eligible purchases means any signature-based, online, phone or mail-order purchase made with the Farm Bureau Member Rewards MasterCard. This excludes Cash Advances, Balance Transfers, credits and returns.

4 Cardholder will receive a one-time bonus award of 2,500 points for an initial purchase or Balance Transfer made to their account (provided the transaction is not later rescinded or returned).

5 See complete Terms and Conditions for the Farm Bureau Member Rewards MasterCard and Member Rewards Program.


 


Benefits:

  • Extended Warranty – Extends any manufacturer or U.S. store brand warranty for up to one year on items purchased with your MasterCard.
  • Price Protection - If you find a lower price for an eligible, new item within 120 days of purchase using your MasterCard, you may qualify for a price difference reimbursement. Login to your account to file a claim.
  • Identity Theft Resolution Services - Should you become the victim of identity theft, MasterCard can help resolve the situation as well as help eliminate any out-of-pocket expenses. You can sign up for Identity Theft Alerts through your online account.
  • MasterCard Global Service - Report a Lost or Stolen Card, receive an Emergency Card Replacement or Cash Advance, find an ATM location or answer account questions anytime, anywhere and in any language with MasterCard Global Service.
  • Concierge Services1 - Receive personal assistance with event tickets, buying and delivering gifts, dinner reservations, locating hard-to-find items and coordinating business arrangements – 24/7/365.


1 Concierge services are only available to World MasterCard holders. The cost of goods and services is billed to your MasterCard.

These are summary descriptions only. Additional terms, conditions and exclusions apply. Refer to the Guide to Benefits for details or call 1-800-492-3276 for more information.


 


Member Rewards:


Use your Farm Bureau Member Rewards MasterCard and gain access to millions of amazing and new reward options! Earn points just by using your card and redeem them for:



  • Account Credit - Redeem your points for an account credit.
  • Merchandise - Choose from millions of products - from bestselling books and DVDs to must-have TVs, MP3 players and other electronic gear, to unique odds and ends. At participating retailers, you can even pick up select merchandise in a local store the same day you complete your redemption with our convenient in-store pick-up option!
  • Travel – Flexible travel options and convenient online booking make it easy to customize trips with hundreds of flight, hotel, cruise, car rental and vacation package choices. There are no blackout dates, so travel whenever you want.
  • Events – Get front row seats at thousands of in-demand events. From concerts to sporting events, redeem your rewards for tickets to the best in entertainment.
  • Activities – Reward yourself with amazing and unforgettable experiences. Redeem points for hundreds of exciting adventures like helicopter rides and whitewater rafting trips, or indulge in a spa getaway.


With Farm Bureau Member Rewards MasterCard, there's no limit to how many points you can earn. Plus, points don't expire for four full years. For more detailed information, see the complete Terms and Conditions.


 


How Chip Technology Works


With built-in chip technology, your Member Rewards MasterCard comes with added protection. For more information on how chip technology works, click here.

How do I use my card?


  • Terminals that accept chip cards: Paying with a chip card is a bit different, but it's still an easy process. Just follow the simple steps below.
    How to use a chip card
    NOTE: If you're using your PIN for the first time, some terminals may prompt you to enter it multiple times for verification.

  • Terminals that don't accept chip cards: Swipe your card using the magnetic strip as you usually would and follow the prompts.

  • To make online purchases: Enter your card information as you usually would.

 


Frequently Asked Questions


1. How do I view my credit card statement online?

You can view your credit card statements by logging into your account at www.farmbureaubank.com.

Once logged in, follow the quick and easy steps below:

  1. Click on the "Credit Card Center" under the "Accounts" section.
  2. Under "Account Info" tab, select the "eStatements" link.
  3. You will be able to access a .PDF version of your statements by clicking on the desired billing cycle date. You may also enroll in paperless statements here.

2. How can I see my transaction history online?

You can view your credit card transactions history by logging into your account at www.farmbureaubank.com.

Once logged in, follow the quick and easy steps below:

  1. Click on the "Credit Card Center" under the "Accounts" section.
  2. Your recent transactions are posted on the credit card center’s main page.
  3. If you do not see a transaction on the main page or wish to search for a specific transaction, hover over the "Account Info" tab and select the "Account Activity" link.
  4. You will be able to view your posted transactions and easily search by date range and/or filter your history by category and/or price range.

3. How do I make a Credit Card payment?

To pay your credit card online:

  1. Log into your account at www.farmbureaubank.com.
  2. Click on the "Credit Card Center" under the "Accounts" section.
  3. Click on the red "Make Payment" button under the section "Current Payment Due".
  4. You will need to add a payment account if you have not already by clicking the "Add Payment Account" link. If you have already added one, select the desired account from the drop down menu, the payment amount you wish to make, the date in which you wish to make the payment, and click "continue".
  5. Review the transactions details. If they are correct, click "Confirm Payment". You will be given a reference number to retain for your records that confirms the transaction has been completed.

To pay your credit card by mail, send the check and the remittance portion of your statement to:
     Farm Bureau Bank Consumer Card Services
     PO Box 37035
     Boone, IA 50037-0035

To pay your credit card by phone, call 1-866-644-2535.

4. Can I schedule my payments to be made each month automatically?

Yes! To set up recurring payments on your account, follow the quick steps below:

  1. Log into your account at www.farmbureaubank.com.
  2. Click on the "Credit Card Center" under the "Accounts" section.
  3. Hover over the "Payments" tab and select "Automatic Payments".
  4. Select your desired monthly payment amount, enter your payment account information, and click "submit".

5. How do I dispute a charge on my Farm Bureau Bank Credit Card?

Disputes may be filed two ways:

  1. Log into your account via www.farmbureaubank.com
    1. Click on the "Credit Card Center" under the "Accounts" section.
    2. Hover over the "Account Services" tab and select the "Dispute Transactions" link.
    3. Click the "View Transactions" button. You may select a specific billing cycle from the drop down menu or click through the transactions in the transaction summary.
    4. Place a check mark next to the transaction(s) and click "submit".
  2. You may also contact Farm Bureau Bank directly to dispute a charge by calling 1-866-644-2535.

6. How can I redeem my reward points?


Points can be redeemed by logging into your www.farmbureaubank.com account, clicking on the "Credit Card Center" under the "Accounts" section, and clicking on the "Browse Rewards" button.

7. Do I need a Personal Identification Number (PIN Code) to use my Chip-Card?

Some merchants may require the use of a PIN code as an added identification feature. There are two ways to setup a PIN code:

  1. Call 1-877-315-3483 and follow the automated system. This method allows you to select a custom, personalized PIN code ready for immediate use.
  2. You may also contact a Farm Bureau Bank Personal Banker by calling 1-866-644-2535 and request a randomly produced PIN code via mail which will arrive within 7-10 business days.

8. How do I report a lost or stolen credit card?

Call 1-866-644-2535 and speak with a Farm Bureau Bank Personal Banker.

9. Why are the numbers on my MasterCard flat?

If you have a credit card with "flat" numbers, you have received a MasterCard Unembossed Chip-Card. The flat numbers serve as another security feature to help manage risk. If you have questions regarding your MasterCard Unembossed Chip Card call 1-866-644-2535 to speak to a Farm Bureau Bank Personal Banker.




* Rates disclosed as Annual Percentage Rate (APR) and Annual Percentage Yield (APY). Farm Bureau, FB, and the FB National Logo are registered service marks owned by, and used by Farm Bureau Bank FSB under license from, the American Farm Bureau Federation. Farm Bureau Bank FSB is a service-to-member institution which provides banking services to Farm Bureau members and others in participating states. Services are not available in the following states: AL, IL, KS, MI, MO, NJ, NY, OH, and WY.